Greg Krasnov is the Founder and CEO of Tonik, the first digital bank in the Philippines.  Since launching 3 years ago they have onboarded over 1.5M clients, and are rapidly growing their loan portfolio. They’ve raised $160M raised to date, and Tonik is his fifth startup.

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👋🏼  How would you explain your job to someone outside tech?

I run the first digital bank in the Philippines. No branches, app only. We do loans, savings, and payments.

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🧐  What's something about you or your job that would surprise us?

I spent 2 years cruising Southeast Asia on a sailboat during a sabbatical.

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🏆  What has been the biggest highlight of your career so far?

Launching the first digital bank in the Philippines. We are solving a massive credit access problem, whereby 90% of Filipinos have never had a bank loan. Huge potential for upward mobility of the Filipino population.

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🔍  What's a startup trend or space you're watching this year?

Gen AI, like everyone. Massive potential to completely revolutionize how humans interact with technology.

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💼  What advice would you give someone starting out in your industry?

Patience, perseverance, and focus on credit risk.

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🗣  What's one thing you can keep talking about for hours?

History

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🎥  What's your favorite movie/TV show?

Die Hard

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🍨  What's your go-to ice cream flavor?

Häagen-Dazs Belgian Chocolate