What's your credit score? Like most Indonesians, you might not even know how to get it.

But that's changing with SkorLife! They make it free and easy to access your credit score — and even help you improve it too. Now, they've just raised a 2.2M pre-seed!

• Indonesia's credit bureaus have over 92M credit records, mostly lying around hoping to be seen and used.  

Investor check. AC Ventures, Saison Capital, and Bukalapak co-founder Achmad Zaky's Init-6 joined in. And a lot of angels — and we mean a lot!

• 👼🏻: Anurag Sinha, Rupesh Kumar and Vibhav Hathi (Founders, OneCard), Jefferson Chan (Founder, Advance.ai), Willy Arifin (Founder, KoinWorks), Krishnan Menon (Founder, Lummo), Arip Tirta (Founder, Evermos), Harshet Lunani (Founder, Qoala), as well as execs from Northstar Group, Stripe, Google, Boston Consulting Group, Gojek and CreditKarma.

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🤨 The context

Even if you're one of the few people who know how to receive their credit scores, it's a massive pain — and you likely wouldn't even know what to do with the data after. So what's the point?

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🤷🏻‍♀️ Why should you care?

Because of this, tons of people lose the opportunity to get affordable loans — especially low-income folks.

• Typically, Indonesian financial institutions usually offer loans based on their "income worthiness" instead of credit scores.

The truth. Not everyone who makes a lot of $$$ will pay their debts, and not everyone low-income won't pay their debts.

• Huge opportunity. While consumer lending is largely untapped, it's a $185B market in Indonesia.

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💰 How they're shaking it up

They allow people to quickly check and monitor their credit scores, credit reports and related data from credit bureaus for free.

• View your credit score and the exact data nearly all financial institutions use to make credit decisions for you.
• No credit history? They'll help you build your score the right way!

Get smart. Know what factors go into your credit score and the number of credit accounts (and debt) you have.

Make a change. With their AI-based personalized insights and educational content, you take the exact steps to level up your credit score. Oh, and they'll even help you dispute inaccurate data!

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💼 Prep those resumes

They'll be doubling down on product development, marketing and hiring!